"May was Skyline Gutters' strongest revenue month in the four-month window — but cash fell to its lowest point as a surge in A/R, owner draws, and job prepayments absorbed the gains."
Three Power Insights
Best Revenue Month Yet — But the Cash Didn't Follow
May brought in $89,173 in revenue — your highest month in this four-month window, up 57% from April. The P&L looks great: $22,140 net income and a 47% gross margin. But cash fell by $4,256 this month. A/R jumped by $18,455 net — the earnings are real, they're just sitting in unpaid invoices. The biggest piece: Jay Surianello alone owes $12,096 across four recent jobs. Getting that collected in June closes the gap.
Action: Follow up with Jay Surianello before June 20. That single collection would more than reverse May's cash decline.
Urban Builders Is Running Lean and Profitable
Your Urban Builders division contributed $6,536 in revenue for May at a 98.7% gross margin — essentially pure service work with almost no materials cost. After its share of operating expenses ($3,200), it generated $3,249 in net income on a 49.7% net margin. Compare that to Skyline Gutter's 22.9% net margin. Urban Builders earns more per dollar of revenue than the gutter work does.
Action: Track Urban Builders revenue monthly to see if that margin profile holds as volume grows.
$11,920 in Stale A/R Tied to Incomplete Customer Records
Beyond Jay Surianello, you have $11,920 split across balances 60+ days old — and several are tied to first-name-only records: "Joe" ($3,419 at 91+ days), "Dan O'Brien" ($2,710 at 91+ days), "Deion" ($1,526 at 91+ days). Without full names and contact info in Jobber, follow-up is harder than it needs to be. There are also 11 customers with credit balances totaling $7,616 that may represent refunds owed or unapplied payments.
Action: Clean up customer records for "Joe," "Dan O'Brien," and "Deion" in Jobber, and review the 11 credit balances to confirm whether refunds or invoice matches are needed.
Profit & Loss Summary — 4 Months + Average
| Line Item |
Feb 2026 |
Mar 2026 |
Apr 2026 |
May 2026 |
4-Mo Avg |
| Income |
| Revenue |
$72,493 | $62,850 | $56,667 |
$89,173 |
$70,296 |
| COGS |
$38,152 | $45,234 | $23,725 |
$47,267 |
$38,594 |
| Gross Profit |
$34,341 | $17,616 | $32,942 |
$41,906 |
$31,701 |
| Gross Margin % |
47.4% | 28.0% | 58.1% |
47.0% |
45.1% |
| Operating Expenses |
| Software & Subscriptions | $3,817 | $640 | $611 | $506 | $1,393 |
| QB Payment Fees | $724 | $199 | $15 | $22 | $240 |
| Bank Charges & Fees | $46 | $46 | $30 | $84 | $51 |
| Professional Services | $495 | $495 | $495 | $495 | $495 |
| Mortgage Interest | $0 | $657 | $215 | $203 | $269 |
| Truck R&M | $315 | $1,704 | $281 | $1,649 | $987 |
| Truck Gas | $493 | $667 | $1,008 | $964 | $783 |
| Insurance | $4,675 | $1,001 | $1,001 | $6,126 | $3,201 |
| Advertising & Marketing | $9,983 | $6,324 | $6,609 | $7,796 | $7,678 |
| Jobber Payment Fees | $717 | $1,722 | $1,543 | $1,447 | $1,357 |
| Rent | $529 | $1,126 | $508 | $883 | $762 |
| Meals & Entertainment | $143 | $587 | $402 | $183 | $329 |
| Other OpEx | $263 | $112 | $5 | $220 | $95 |
| Total OpEx |
$22,139 | $15,363 | $12,806 |
$20,579 |
$17,722 |
| Net Operating Income |
$12,201 | $2,253 | $20,136 |
$21,327 |
$13,979 |
| OP Margin % |
16.8% | 3.6% | 35.5% |
23.9% |
19.9% |
| Net Income |
$15,737 | $2,160 | $20,138 |
$22,140 |
$15,044 |
| Net Margin % |
21.7% | 3.4% | 35.5% |
24.8% |
21.4% |
May column: teal = favorable vs the 4-month average, coral = unfavorable (for expenses, higher than average is unfavorable). Accrual basis.
This report is prepared for informational purposes only and does not constitute financial, tax, or legal advice.
All figures are based on QBO exports provided as of May 31, 2026. Accrual basis. Please consult your CPA or
financial advisor for guidance specific to your situation.